Nyikes, Ádám and Papp, István and Sajtos, Péter (2022) Mounting Challenges and New Horizons for the Banking System. FINANCIAL AND ECONOMIC REVIEW, 21 (1). pp. 174-183. ISSN 2415-9271 (print); 2415–928X (online)
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Abstract
For centuries, banks have played an essential role in the functioning of the economy. However, the digital evolution of the 21st century has not only challenged the traditional role and operating principles of the banking sector, it has also created new competitors. What does the future hold for the financial system and financial services? In this article, we discuss three possible trends: (i) the emergence of a more efficient banking system; (ii) the spread of decentralised financial services; and (iii) the widespread adoption of central bank digital currency (CBDC).
| Item Type: | Article |
|---|---|
| Subjects: | H Social Sciences / társadalomtudományok > HG Finance / pénzügy > HG3 Credit bank / hitelügy |
| Depositing User: | Andrea Tankó |
| Date Deposited: | 12 Apr 2022 14:51 |
| Last Modified: | 12 Apr 2022 14:51 |
| URI: | http://real.mtak.hu/id/eprint/140870 |
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