Financial Behaviour of Tertiary Students, and Influencing Factors

Kálmán, Botond Géza and Szőke, Brigitta (2024) Financial Behaviour of Tertiary Students, and Influencing Factors. INTERNATIONAL JOURNAL OF MANAGEMENT IN EDUCATION, 18 (5). pp. 409-425. ISSN 1750-385X

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Abstract

Abstract: The purpose of the research is to examine the factors determining the financial behaviour of university students. The actuality of the investigation is given by the ongoing coronavirus pandemic and the resulting crisis. Our goal was to collect new knowledge for the development of more modern financial higher education. We analysed the results of our own offline questionnaire survey conducted in 2019 and 2020. The responses were statistically processed with factor analysis and linear ANCOVA model. We have shown that the financial behaviour of economic and law students is more active than others. Financial knowledge is important for financial activity, but a high degree of awareness has the same effect. Among university students, the pandemics did not cause any significant changes in financial behaviour. The benefit of our results is their possible applicability in economic and financial education.

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