Decoding the Cost Factors of Blockchain Through Digital Transition - Insights 2020-2024 Systematic Literature Review

Nagy, Péter and Tumiwa, Johan Reineer and Nagy, Adrián Szilárd (2025) Decoding the Cost Factors of Blockchain Through Digital Transition - Insights 2020-2024 Systematic Literature Review. VEZETÉSTUDOMÁNY, 56 (7-8). pp. 28-41. ISSN 0133-0179

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Abstract

The authors’ research objective was to investigate the use of blockchain technology in the financial industry, considering its associated costs. They conducted a systematic literature review in accordance with the PRISMA (Preferred Reporting Items for Systematic Reviews) guidelines, selecting 74 relevant articles. Using thematic keyword analysis with VOSviewer, they developed a Conceptual Framework for Blockchain Cost Impact in the Financial Industry and categorized the costs into three categories: Technology Development and Maintenance Costs, Testing and Quality Assurance, and Compliance and Legal Costs. This framework aims to facilitate future research and practical applications by identifying cost efficiencies and navigating regulatory challenges, ultimately supporting informed decisions on blockchain’s integration in the financial sector.

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